EPF Advances / Withdrawals Provision Advance/ Withdrawals may be availed for the following purposes : Marriage / Education Treatment Purchase or construction of Dwelling house Repayment of Housing Loan Purchase of Plot Addition/Alteration of House Repair of House Lockout Withdrawal Prior to Retirement Other Advances Notes For Marriage / Education Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68-k of the Scheme For the marriage of: 1. self 2. son, daughter 3. brother, sister For education of : o self o son, daughter Should complete atleast 7 years of service. 3 times in the entire service 50% of Employee share at the time of tendering the application Apply in Form- 31 through the Employer Bonafide Certificate duly indicating the fees payable from the educational institution Marriage invitation card along with the application should be submitted through the employer For Treatment Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68-j of the Scheme Whenever required for treatment For the treatment of : 1. self 2. Hospitalisation for 1 month or more 1. major surgical operation in a hospital 2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment and having been granted leave by his employer for the treatment of said illness 2. family( spouse, son, daughter, dependent father, mother) 1. major surgical operation in a hospital and 1 month or more hospitalisation for the operation 2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment No minimum service required Certificate from ESI or from Employer that the ESI facility are not available to the member a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalisatio n for 1 month or more is/was necessary In case of TB, leprosy ...etc., a specialist doctor should certify 6 times of Wages OR Full of Employee share (whichever is less) Certificates of proof as mentioned in the eligibility column Apply in Form-31 through the Employer For he construction/ purchase of dwelling unit (house/ flat) Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68-B of the Scheme Only Once (either 'construction or purchase of For the construction/ purchase of dwelling unit (house/ flat) Should complete 5 Years of service Only once in service property 36 times of Wages Declaration in the Proforma obtained along with application signed by Member house' or 'repayment of housing loan) Apply in Form- 31 should be in the name of self or spouse or jointly should not be a joint property owned by other than the spouse Apply in Form- 31 through Employer Repayment of housing loan Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68- BB of the Scheme Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form- 31 Repayment of housing loan Should complete 10 Years of service Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse 36 times of Wages Declaration in the Proforma obtained with approval and signed by the Member Apply in Form- 31 through the Employer For the purchase of site/ plot Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68-B of the Scheme Only Once For the purchase of site/ plot Should complete 5 Years of service Only once 24 times of Wages Filled-up Declaration(from the Employee in the prescribed form and in service property should be registered in the name of self or spouse or jointly should not be a joint property owned by other than spouse enclosed with the application. Copy of the Purchase Agreement Apply in Form- 31 through the Employer Addition/alteration of house Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents required Under Para 68- B(7) of the Scheme Only Once Apply in Form-31 Addition/alteration of house (same type of advance can be availed for repair of house) Should complete 5 Years after construction Annexure III (construction / completion certificate/ utilisation certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than 12 times of Wages Certificates of proof Apply in Form-31 through the Employer spouse Repair of house Type of Advance Purpose Eligibility Maximum Admissible Amount** Proof/ documents requir
